Madison Capital currently offers a variety of equipment leasing programs to satisfy your specific objectives. Here are two popular ones:

10% Security Deposit

This program requires you to make a deposit of 10% of the original equipment cost. At the end of the lease term, you have three options:

1. Return the equipment and receive the balance of the security deposit, less any costs incurred in the return.

2. Continue to lease the equipment on a month-to-month basis.

3. Purchase the equipment. The purchase option is generally Fair Market Value. The initial security deposit may be applied towards this purchase option.


  • Lower monthly payments
  • Potential tax savings. Entire monthly payments may qualify to be deducted as an operating expense. (Note: Before making any decisions concerning tax ramifications, you should consult your accountant or attorney)
  • Easier credit approval

$1.00 Buyout

The $1.00 Buyout program usually requires advanced rental payments due at the inception of the lease. These payments range from one to three depending on the lease terms. You are making true advanced payments. These payments are not held as a security deposit.

The purchase option at the end of this program is $1.00. The $1.00 Buyout Lease payment may not be treated as an operating expense and cannot be deducted from your taxable income. This lease is considered a Capital Equipment Lease and should be treated as a finance purchase.

Flexibility Options

Within the aforementioned lease structures of the 10% Security Deposit and $1 Buyout, there are many flexible payment options. Madison Capital offers the ability to have seasonal payments, 90-day deferred payments, step down payments, step up payments, and quarterly payments. These payment options allow you to structure payments to best fit your budget.

Madison can also offer a master lease. A master lease allows you to get approved for a master line of credit. This approval allows you to get multiple pieces of equipment at separate times without having to fill out another application or sign another lease agreement.